Eighteen calculators. Zero signup.
Built by lending professionals. All calculations run in your browser - no data is collected or stored.
Loan Eligibility Calculator
Enter your salary and existing EMIs to see how much you can borrow, which of 11 lenders match your profile, and what interest rate to expect.
Check my eligibilityEMI Calculator
Calculate your monthly EMI across any loan amount, rate, and tenure. Shows the true APR including processing fees - not just the advertised rate.
Calculate my EMIFamily Retirement Calculator
Model a 30-year dual-income retirement plan with PF, SIP, life events, and inflation. Find your retirement year and required corpus.
Plan my retirementCredit Card Comparison
Compare 8 mid-premium credit cards from HDFC, Axis, SBI, and ICICI across rewards, lounge access, forex markup, and annual fees.
Compare cardsReward Point & Milestone Benefit Calculator
Enter your monthly spend across 7 categories - dining, travel, online, fuel, and more - and see exactly which mid-premium card pays you the most in rupees, including milestone bonuses and lounge value.
Calculate my rewardsPart Payment Calculator
Make a lump sum payment on your personal loan today - see exactly how much interest you save and how many months you cut off the tenure. Compares “reduce EMI” vs “reduce tenure” so you pick the right option for your situation.
Calculate my savingsIn-Hand Salary Calculator
See exactly what lands in your bank account each month after tax, PF, and Professional Tax. Compares Old vs New Regime for FY 2025-26.
Calculate my take-homeDebt Consolidation Calculator
Add your cards and loans, see your blended interest rate, and check whether one consolidation loan actually saves money after fees.
Check my blended rateBalance Transfer Savings Calculator
A lower rate does not automatically mean savings. Nets foreclosure and processing charges to show your true gain and break-even month.
Check my savingsCredit Card Minimum Due Calculator
See how long paying only the minimum keeps you in debt, the total interest at 36 to 48% card rates, and how a fixed monthly payment changes everything.
See the real costNo-Cost EMI Real Cost Calculator
No-cost EMI is never fully free. Calculate the GST on hidden interest, processing fees, and the cash discount you give up, with your true effective rate.
Reveal the real costFlat vs Reducing Rate Calculator
Convert any flat interest rate to its true reducing balance equivalent. A 10% flat loan is roughly an 18% reducing loan - see your exact number.
Convert my ratePrepay vs Invest Calculator
Have a bonus or windfall? Compare the guaranteed interest saved by prepaying your loan against the post-tax returns of investing the same amount.
Compare both pathsRent vs Buy Calculator
Compare renting and investing the difference against buying with a home loan. Year-by-year net worth for both paths, with a crossover chart.
Find my crossover yearOld vs New Tax Regime Calculator
Compare income tax under both regimes for FY 2025-26 with the Rs. 12 lakh rebate, 75,000 standard deduction, and your 80C, HRA and home loan deductions.
Compare my regimesGold Loan vs Personal Loan Calculator
Compare the total cost of a gold loan against a personal loan for the same amount, with the RBI 75% loan-to-value check on your pledged gold.
Compare total costCredit Score Band Simulator
Explore how utilisation, repayment history and enquiries affect an illustrative credit profile. This is not an official CIBIL score.
Explore my profileLoan Affordability Calculator
Compare a lender's indicative loan ceiling with the EMI your household budget can safely support.
Check affordability